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If you’re thinking of retiring, contact the Pension Department at the Joint Industry Board at (718) 591-2000, ext. 1280, to request a pension estimate and a pension application to get the process started. When you’re ready to retire, you must contact the Joint Industry Board at least 60 but not more than 90 days before you want pension payments to begin (unless you are applying for a disability pension). To claim benefits from the Annuity Plan, the Additional Security Benefits Plan, the Health Reimbursement Account Plan and the Vacation, Holiday and Unemployment Plan, contact the Joint Industry Board at (718) 591-2000, ext. 2222. Contact Mercer directly (1-877-542-4015) regarding distributions from your 401(k) Plan.