All active participants who work for a contributing employer and have been employed or available for employment for at least four consecutive years immediately prior to incurring an eligible expense.
The only other family member who is eligible for the Legal Services Plan is the legal spouse who is living with and not separated from the covered participant. Legal Services for children, parents or grandparents are not covered.
The Legal Service Plan includes the following services:
- consultations
- real estate matters
- landlord/tenant matters
- uncontested adoption proceedings
- wills and health care proxies
- document reviews
- names changes
- elder law/estate planning.*
For more details about these covered services, as well as a list of non-covered services, please refer to the Legal Services Plan SPD.
* The Plan covers a portion of the services only. Please consult your referred attorney or the Plan for covered expenses under the elder law/estate planning benefit.
The Legal Services Plan covers the panel attorney fee for covered services only. This benefit is taxable to the participant. Therefore, you will receive a W-2 Form at the end of the year. The Plan will not pay for additional costs associated with the legal service provided. For example, if you purchase a house, the Plan will pay the attorney’s fee, but you will be responsible for other associated costs (i.e. closing costs, appraisals, etc.).
No. The Plan does not cover matrimonial or domestic matters.
No. If you request a panel attorney to represent you in court, the Plan will not cover this expense.
No. Panel attorneys are referred to participants who live in New York, New Jersey, Connecticut and Pennsylvania only.
